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Peru

Cost of Living in Lima

Find out if you can afford to live in Lima. Calculate your expenses for rent, food, transport & more. Get a personalized affordability report.

$500
Rent
$180
Food
$30
Transport
$55
Utilities

Cost Breakdown in Lima

Rent Analysis

The average rent for a 1-bedroom apartment in the city center of Lima is approximately $500 per month.

$500
average monthly rent

Salary Comparison

See how your salary stacks up against the cost of living in Lima.

Recommended salary
$2,000
monthly before tax

Total Monthly Cost

Average lifestyle, single person

$765/mo

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Currency
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$500$5,000$30,000
Adults
1
Children
0

Tips to Save Money in Lima

Consider living slightly outside the city center to save 20-40% on rent.

Cook at home and use local markets for fresh, affordable produce.

Use public transportation instead of ride-sharing services.

Look for shared housing or co-living spaces to reduce costs.

Take advantage of free cultural events and outdoor activities.

🏥 Healthcare in Lima

Lima offers both public and private healthcare options for residents and expats. Private health insurance typically costs between $50–$150/month and provides comprehensive coverage including doctor visits, specialist consultations, and emergency care. Many international workers opt for private insurance to ensure faster access to English-speaking doctors.

🌐 Internet & Coworking in Lima

Lima has reliable high-speed internet with average speeds of 50–200 Mbps. Home broadband typically costs $30–$60/month. For digital nomads and remote workers, coworking spaces range from $100–$300/month for a hot desk. Many cafés also offer strong WiFi, making Lima a productive base for remote work.

🛂 Visa & Immigration for Lima

Visa requirements for Lima depend on your nationality and purpose of stay. Many countries now offer digital nomad visas for remote workers with minimum income requirements. Always check the latest immigration rules for Peru before planning your move. Consider consulting an immigration specialist for personalized advice.

🔒 Safety in Lima

Lima is generally considered safe for expats and tourists. As with any major city, exercise standard precautions: be aware of your surroundings, avoid poorly lit areas at night, and keep valuables secure. Petty theft (pickpocketing) can occur in tourist areas, so stay vigilant in crowded spaces.

Frequently Asked Questions

What is the average cost of living in Lima?
The average monthly cost of living in Lima for a single person is approximately $765, including rent, food, transport, and utilities.
Is Lima expensive to live in?
With a cost index of 0.34, Lima is more affordable than average compared to other major cities worldwide.
What salary do I need to live comfortably in Lima?
To live comfortably in Lima, you would need a monthly salary of at least $2,000 before tax.
How much is rent in Lima?
The average rent for a 1-bedroom apartment in Lima's city center is approximately $500 per month.
What do software engineers earn in Lima?
Software engineers in Lima earn an estimated $6,992 gross per month (approximately $5,733 after tax). This is based on a US median of $9,500/mo scaled by Lima's cost-of-living index (0.34x).
What are the highest-paying jobs in Lima?
The highest-paying jobs in Lima include Doctor/Physician (~$11,776/mo), Surgeon (~$16,192/mo), Investment Banker (~$8,832/mo), Software Engineer (~$6,992/mo), and Dentist (~$9,568/mo). All figures are gross monthly estimates adjusted for local cost of living.
Is Lima a good place for digital nomads?
Lima is a popular digital nomad destination thanks to its affordable cost of living and growing remote-work infrastructure. With monthly living costs around $765, it offers excellent value for remote workers earning in USD or EUR.
How much does food cost per month in Lima?
A single person spending an average on food in Lima can expect to pay around $180 per month. This includes groceries for home cooking and occasional restaurant meals. Eating out frequently at mid-range restaurants can push this figure higher.
What are the transport costs in Lima?
Monthly transport costs in Lima average around $30 per person. This typically covers a monthly transit pass or equivalent commuting expenses. Owning a car will significantly increase this figure due to insurance, fuel, and parking.
How much are utilities in Lima?
Monthly utility bills (electricity, heating/cooling, water, and garbage) in Lima average $55 for a standard apartment. Costs vary seasonally — expect higher bills in winter or summer depending on the climate.
What is the tax rate in Lima?
The effective income tax rate for a mid-income earner in Peru is approximately 18%. This is a simplified estimate — actual rates depend on your specific income level, filing status, and any applicable deductions or credits. Consult a local tax advisor for personalized guidance.
How does Lima compare to other cities for cost of living?
Lima has a cost-of-living index of 0.34x the US average. It's one of the more affordable major cities globally, making it attractive for budget-conscious expats and digital nomads.

Job Salaries in Lima

Estimated gross monthly salaries for popular professions in Lima, adjusted for local cost of living (index: 0.34x US average).

Software Engineer
$6,992
gross/mo
Data Scientist
$6,624
gross/mo
Doctor / Physician
$11,776
gross/mo
Nurse
$4,784
gross/mo
Financial Analyst
$5,152
gross/mo
Teacher
$3,533
gross/mo
Marketing Manager
$4,784
gross/mo
Civil Engineer
$5,152
gross/mo

* Estimates are based on US median salaries adjusted for Lima's cost index. Actual salaries vary by employer, experience, and industry. Use the search below to find real open positions.

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Data Methodology: Cost of living data is based on crowdsourced statistics and government sources including Numbeo, OECD, and national statistics offices as of 2026. Actual costs may vary based on lifestyle, neighborhood, and personal circumstances. Salary estimates are derived from US median salaries adjusted by local cost-of-living indices. This tool is for informational purposes and should not be used as the sole basis for financial decisions. Learn more about our methodology →

Last updated: May 2026

Lima · $765/mo

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